Promipyme report\u00f3 que su crecimiento no estuvo basado \u00fanicamente en volumen, sino en una mejora sostenida de la calidad de los activos.<\/p>\n<\/p><\/div>\n
Santo Domingo, 11 feb.- El Consejo Nacional de Promoci\u00f3n y Apoyo a las Micro, Peque\u00f1as y Medianas Empresas (Mipymes) en Dominicana cerr\u00f3 el per\u00edodo 2024-2025 con una expansi\u00f3n de su cartera de cr\u00e9dito del 30.6 por ciento, se inform\u00f3 hoy aqu\u00ed.<\/p>\n
De acuerdo con un informe institucional, la empresa alcanz\u00f3 un saldo hist\u00f3rico de 11 mil 248 millones de pesos (unos 175 millones de d\u00f3lares), en un contexto marcado por pol\u00edticas monetarias restrictivas y encarecimiento del financiamiento privado, explic\u00f3.<\/p>\n
En total canaliz\u00f3 14 mil 874 millones de pesos (232 millones de d\u00f3lares) en financiamiento directo a micro y peque\u00f1as empresas durante los \u00faltimos dos a\u00f1os, posicion\u00e1ndose como la cuarta mayor instituci\u00f3n de microcr\u00e9dito del pa\u00eds.<\/p>\n
Explic\u00f3 que este desempe\u00f1o se produjo en un entorno en el que la banca comercial ajust\u00f3 al alza sus tasas de inter\u00e9s y endureci\u00f3 condiciones de cr\u00e9dito, lo que convirti\u00f3 al financiamiento p\u00fablico en un factor clave para sostener la actividad econ\u00f3mica de las mipymes.<\/p>\n
Seg\u00fan el documento, m\u00e1s de dos tercios del crecimiento de la cartera se logr\u00f3 de forma org\u00e1nica, mediante la rotaci\u00f3n de fondos propios, antes de recibir una capitalizaci\u00f3n extraordinaria del Poder Ejecutivo.<\/p>\n
Promipyme report\u00f3 que su crecimiento no estuvo basado \u00fanicamente en volumen, sino en una mejora sostenida de la calidad de los activos.<\/p>\n
La cartera en riesgo a m\u00e1s de 30 d\u00edas se redujo desde 16.3 por ciento a finales de 2023 hasta niveles cercanos al 10 por ciento al cierre de 2025.<\/p>\n
El informe atribuye estos resultados a una reingenier\u00eda integral de la gesti\u00f3n financiera, de riesgos y de procesos internos, incluyendo el uso de modelos de anal\u00edtica avanzada para la evaluaci\u00f3n crediticia, la exigencia de pagar\u00e9s notariales para grandes exposiciones y una mayor utilizaci\u00f3n de garant\u00edas reales.<\/p>\n
Uno de los ejes centrales de la estrategia fue la priorizaci\u00f3n del cr\u00e9dito a mujeres empresarias, que hoy representan el 64 por ciento de los clientes y m\u00e1s de la mitad de los desembolsos.<\/p>\n
El documento se\u00f1ala que este segmento presenta una morosidad significativamente menor, lo que contribuye a estabilizar el balance institucional.<\/p>\n
Desde una perspectiva territorial, Promipyme destac\u00f3 una redistribuci\u00f3n deliberada del cr\u00e9dito hacia provincias y regiones con baja cobertura bancaria.<\/p>\n
Zonas como Pedernales, El Seibo y Monte Plata concentran una participaci\u00f3n en la cartera superior a su peso en el sistema financiero nacional, en lo que la instituci\u00f3n define como una estrategia de correcci\u00f3n de fallas de mercado.<\/p>\n
El informe tambi\u00e9n subraya mejoras en eficiencia administrativa y control interno.<\/p>\n
En el plano macroecon\u00f3mico, Promipyme sostuvo que el microcr\u00e9dito p\u00fablico tiene un impacto directo y medible sobre la actividad econ\u00f3mica.<\/p>\n
\n
Comp\u00e1rtelo en tus redes:<\/p>\n<\/div>\n
\n<\/ins> <\/p>\n","protected":false},"excerpt":{"rendered":"Promipyme report\u00f3 que su crecimiento no estuvo basado \u00fanicamente en volumen, sino en una mejora sostenida de la calidad de los activos. Santo Domingo, 11 feb.- El Consejo Nacional de Promoci\u00f3n y Apoyo a las Micro, Peque\u00f1as y Medianas Empresas (Mipymes) en Dominicana cerr\u00f3 el per\u00edodo 2024-2025 con una expansi\u00f3n de su cartera de cr\u00e9dito […]<\/p>\n","protected":false},"author":1,"featured_media":10792,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[60],"tags":[],"class_list":["post-10791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economicas"],"yoast_head":"\n
Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD - Sarmiento24h<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sarmiento24h.com\/?p=10791\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD - Sarmiento24h\" \/>\n<meta property=\"og:description\" content=\"Promipyme report\u00f3 que su crecimiento no estuvo basado \u00fanicamente en volumen, sino en una mejora sostenida de la calidad de los activos. Santo Domingo, 11 feb.- El Consejo Nacional de Promoci\u00f3n y Apoyo a las Micro, Peque\u00f1as y Medianas Empresas (Mipymes) en Dominicana cerr\u00f3 el per\u00edodo 2024-2025 con una expansi\u00f3n de su cartera de cr\u00e9dito […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sarmiento24h.com\/?p=10791\" \/>\n<meta property=\"og:site_name\" content=\"Sarmiento24h\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/s24hnoticias\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-12T02:23:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"574\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"sarmiento24h@gmail.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@sarmiento24h\" \/>\n<meta name=\"twitter:site\" content=\"@sarmiento24h\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"sarmiento24h@gmail.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791\"},\"author\":{\"name\":\"sarmiento24h@gmail.com\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/person\\\/d653a59725ad629a7e0429af7b939d4d\"},\"headline\":\"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD\",\"datePublished\":\"2026-02-12T02:23:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791\"},\"wordCount\":506,\"publisher\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg\",\"articleSection\":[\"Economicas\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791\",\"name\":\"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD - Sarmiento24h\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg\",\"datePublished\":\"2026-02-12T02:23:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#primaryimage\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg\",\"contentUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg\",\"width\":1020,\"height\":574},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=10791#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/sarmiento24h.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#website\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/\",\"name\":\"Sarmiento24h\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/sarmiento24h.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#organization\",\"name\":\"Sarmiento24h\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/AddText_12-16-10.30.52.jpg\",\"contentUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/AddText_12-16-10.30.52.jpg\",\"width\":1220,\"height\":324,\"caption\":\"Sarmiento24h\"},\"image\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/s24hnoticias\",\"https:\\\/\\\/x.com\\\/sarmiento24h\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/person\\\/d653a59725ad629a7e0429af7b939d4d\",\"name\":\"sarmiento24h@gmail.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/litespeed\\\/avatar\\\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1775343247\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/litespeed\\\/avatar\\\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1775343247\",\"contentUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/litespeed\\\/avatar\\\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1775343247\",\"caption\":\"sarmiento24h@gmail.com\"},\"sameAs\":[\"https:\\\/\\\/sarmiento24h.com\"],\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD - Sarmiento24h","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sarmiento24h.com\/?p=10791","og_locale":"es_ES","og_type":"article","og_title":"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD - Sarmiento24h","og_description":"Promipyme report\u00f3 que su crecimiento no estuvo basado \u00fanicamente en volumen, sino en una mejora sostenida de la calidad de los activos. Santo Domingo, 11 feb.- El Consejo Nacional de Promoci\u00f3n y Apoyo a las Micro, Peque\u00f1as y Medianas Empresas (Mipymes) en Dominicana cerr\u00f3 el per\u00edodo 2024-2025 con una expansi\u00f3n de su cartera de cr\u00e9dito […]","og_url":"https:\/\/sarmiento24h.com\/?p=10791","og_site_name":"Sarmiento24h","article_publisher":"https:\/\/facebook.com\/s24hnoticias","article_published_time":"2026-02-12T02:23:20+00:00","og_image":[{"width":1020,"height":574,"url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg","type":"image\/jpeg"}],"author":"sarmiento24h@gmail.com","twitter_card":"summary_large_image","twitter_creator":"@sarmiento24h","twitter_site":"@sarmiento24h","twitter_misc":{"Escrito por":"sarmiento24h@gmail.com","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/sarmiento24h.com\/?p=10791#article","isPartOf":{"@id":"https:\/\/sarmiento24h.com\/?p=10791"},"author":{"name":"sarmiento24h@gmail.com","@id":"https:\/\/sarmiento24h.com\/#\/schema\/person\/d653a59725ad629a7e0429af7b939d4d"},"headline":"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD","datePublished":"2026-02-12T02:23:20+00:00","mainEntityOfPage":{"@id":"https:\/\/sarmiento24h.com\/?p=10791"},"wordCount":506,"publisher":{"@id":"https:\/\/sarmiento24h.com\/#organization"},"image":{"@id":"https:\/\/sarmiento24h.com\/?p=10791#primaryimage"},"thumbnailUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg","articleSection":["Economicas"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/sarmiento24h.com\/?p=10791","url":"https:\/\/sarmiento24h.com\/?p=10791","name":"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD - Sarmiento24h","isPartOf":{"@id":"https:\/\/sarmiento24h.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/sarmiento24h.com\/?p=10791#primaryimage"},"image":{"@id":"https:\/\/sarmiento24h.com\/?p=10791#primaryimage"},"thumbnailUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg","datePublished":"2026-02-12T02:23:20+00:00","breadcrumb":{"@id":"https:\/\/sarmiento24h.com\/?p=10791#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/sarmiento24h.com\/?p=10791"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sarmiento24h.com\/?p=10791#primaryimage","url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg","contentUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg","width":1020,"height":574},{"@type":"BreadcrumbList","@id":"https:\/\/sarmiento24h.com\/?p=10791#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/sarmiento24h.com\/"},{"@type":"ListItem","position":2,"name":"Promipyme ampl\u00eda su cartera de cr\u00e9dito 30.6 por ciento en RD"}]},{"@type":"WebSite","@id":"https:\/\/sarmiento24h.com\/#website","url":"https:\/\/sarmiento24h.com\/","name":"Sarmiento24h","description":"","publisher":{"@id":"https:\/\/sarmiento24h.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sarmiento24h.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/sarmiento24h.com\/#organization","name":"Sarmiento24h","url":"https:\/\/sarmiento24h.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sarmiento24h.com\/#\/schema\/logo\/image\/","url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2025\/12\/AddText_12-16-10.30.52.jpg","contentUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2025\/12\/AddText_12-16-10.30.52.jpg","width":1220,"height":324,"caption":"Sarmiento24h"},"image":{"@id":"https:\/\/sarmiento24h.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/s24hnoticias","https:\/\/x.com\/sarmiento24h"]},{"@type":"Person","@id":"https:\/\/sarmiento24h.com\/#\/schema\/person\/d653a59725ad629a7e0429af7b939d4d","name":"sarmiento24h@gmail.com","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sarmiento24h.com\/wp-content\/litespeed\/avatar\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1775343247","url":"https:\/\/sarmiento24h.com\/wp-content\/litespeed\/avatar\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1775343247","contentUrl":"https:\/\/sarmiento24h.com\/wp-content\/litespeed\/avatar\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1775343247","caption":"sarmiento24h@gmail.com"},"sameAs":["https:\/\/sarmiento24h.com"],"url":"https:\/\/sarmiento24h.com\/?author=1"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/02\/promipyme-amplia-su-cartera-de-credito-30-6-por-ciento-en-rd.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/posts\/10791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10791"}],"version-history":[{"count":0,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/posts\/10791\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/media\/10792"}],"wp:attachment":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"imagen\"](\"https:\/\/almomento.net\/wp-content\/uploads\/2026\/02\/promipyme-1.jpg\" "\\"Promipyme")
<\/a><\/p>\n