. \u2013 <\/strong>La Superintendencia de Seguros (SIS) de la Rep\u00fablica Dominicana exhort\u00f3 a la ciudadan\u00eda a adoptar medidas preventivas y a verificar el alcance de sus p\u00f3lizas ante la probable ocurrencia de lluvias en las pr\u00f3ximas horas.<\/p>\nEl Instituto Dominicano de Meteorolog\u00eda (INDOMET) inform\u00f3 este viernes sobre la incidencia de una vaguada que podr\u00eda afectar a varias provincias del pa\u00eds durante este fin de semana.<\/p>\n
La SIS record\u00f3 que, en medio de fen\u00f3menos atmosf\u00e9ricos como lluvias intensas e inundaciones, muchas personas asumen de forma err\u00f3nea que cuentan con amparo autom\u00e1tico para este tipo de da\u00f1os.<\/p>\n
Precis\u00f3 que la protecci\u00f3n depende de las coberturas acordadas y de las particularidades de cada seguro.<\/p>\n
En ese sentido, la entidad recomend\u00f3 a la poblaci\u00f3n revisar sus contratos y consultar con sus aseguradoras sobre las coberturas disponibles, en especial en lo relativo a inundaciones, da\u00f1os por agua, p\u00e9rdidas materiales e interrupci\u00f3n de negocios.<\/p>\n
Aclar\u00f3 que muchos planes b\u00e1sicos no contemplan estos eventos o los incluyen bajo condiciones espec\u00edficas.<\/p>\n
SOBRE LOS VEH\u00cdCULOS<\/strong><\/p>\nLa Superintendencia explic\u00f3 que, en el caso de los veh\u00edculos, uno de los fallos es asumir que el \u201cseguro full\u201d cubre cualquier circunstancia.<\/p>\n
Indic\u00f3 que la protecci\u00f3n por inundaci\u00f3n depender\u00e1 de las cl\u00e1usulas pactadas, pudiendo incluso excluirse en situaciones donde medie agravaci\u00f3n del riesgo o uso indebido del autom\u00f3vil.<\/p>\n
Respecto a las viviendas y negocios, la entidad tambi\u00e9n se\u00f1al\u00f3 que no todas las p\u00f3lizas incluyen cobertura frente a inundaciones y que, en determinadas zonas de mayor exposici\u00f3n, pueden requerir respaldos adicionales.<\/p>\n
PROCESOS DE RECLAMACI\u00d3N<\/strong><\/p>\nRespecto los procesos de reclamaci\u00f3n, la SIS explic\u00f3 que la rapidez en la notificaci\u00f3n y la adecuada documentaci\u00f3n son determinantes.<\/p>\n
Fotograf\u00edas, videos e informes t\u00e9cnicos resultan esenciales para sustentar una exigencia conforme a lo establecido en la p\u00f3liza, puntualiz\u00f3.<\/p>\n
agl\/an<\/p>\n
\n
Comp\u00e1rtelo en tus redes:<\/p>\n<\/div>\n
\n<\/ins> <\/p>\n","protected":false},"excerpt":{"rendered":"Sede principal de la Superintendencia. SANTO DOMINGO....<\/p>\n","protected":false},"author":1,"featured_media":115855,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[60],"tags":[],"class_list":["post-115854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economicas"],"yoast_head":"\n
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