{"id":205441,"date":"2026-05-14T03:08:05","date_gmt":"2026-05-14T03:08:05","guid":{"rendered":"https:\/\/diariodigitalrd.com\/?p=703442"},"modified":"2026-05-14T03:08:05","modified_gmt":"2026-05-14T03:08:05","slug":"credito-en-moneda-extranjera-alcanza-cifras-record-en-rd","status":"publish","type":"post","link":"https:\/\/sarmiento24h.com\/?p=205441","title":{"rendered":"Cr\u00e9dito en moneda extranjera alcanza cifras r\u00e9cord en RD"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/diariodigitalrd.b-cdn.net\/2023\/07\/z-z-z-Miles-de-millones-de-dolares-sin-reclamar-en-estado-NY.jpg\" class=\"ff-og-image-inserted\"><\/div>\n<p><strong>La cartera en divisas cerr\u00f3 el a\u00f1o 2025 con el 24 % del total de los pr\u00e9stamos otorgados&nbsp;<\/strong><\/p>\n<p class=\"has-drop-cap has-medium-font-size\"><strong>Al cierre de diciembre de 2025, el panorama financiero de la Rep\u00fablica Dominicana exhibi\u00f3 una notable robustez en sus operaciones en divisas. De acuerdo con el m\u00e1s reciente informe de la Superintendencia de Bancos (SB), la cartera de cr\u00e9dito en moneda extranjera alcanz\u00f3 la cifra de USD 10,228.52 millones, un monto que ya representa el 24 % del total de los pr\u00e9stamos otorgados por el sistema nacional.<\/strong><\/p>\n<p>Este volumen de financiamiento no solo demuestra el dinamismo de la banca, sino tambi\u00e9n la dependencia estrat\u00e9gica de ciertos pilares de la econom\u00eda nacional hacia el capital en moneda fuerte.<\/p>\n<p><a href=\"https:\/\/diariodigitalrd.com\/2026\/05\/13\/manufactura-baja-en-abril-pero-sigue-en-expansion-revela-aird.html\/\">Manufactura baja en abril, pero sigue en expansi\u00f3n revela AIRD<\/a><\/p>\n<h3 class=\"wp-block-heading has-medium-font-size\"><strong>Sectores clave lideran demanda de divisas<\/strong><\/h3>\n<p>La distribuci\u00f3n del cr\u00e9dito revela prioridades claras para el desarrollo econ\u00f3mico del pa\u00eds. El <strong>sector el\u00e9ctrico<\/strong> se consolid\u00f3 como el mayor receptor de recursos, con una cartera de <strong>USD 1,761.1 millones<\/strong>, lo que equivale al <strong>19.4 %<\/strong> de los pr\u00e9stamos en d\u00f3lares. A este le sigue de cerca el <strong>turismo<\/strong>, con una participaci\u00f3n del <strong>18.6 %<\/strong>, y las <strong>actividades inmobiliarias<\/strong>, que concentraron el <strong>11.1 %<\/strong>.<\/p>\n<p>Un dato relevante que resalta el organismo supervisor es la naturaleza de los beneficiarios: el <strong>41.2 %<\/strong> de la cartera fue destinado a sectores <strong>generadores de divisas<\/strong>, mientras que el <strong>58.8 %<\/strong> restante se otorg\u00f3 a sectores no generadores, evidenciando una demanda diversificada que trasciende el \u00e1mbito exportador.<\/p>\n<p><a href=\"https:\/\/diariodigitalrd.com\/2026\/05\/13\/abinader-en-el-congreso-de-zonas-francas-rd-es-la-mejor-decision-de-inversion.html\/\">Abinader en el Congreso de Zonas Francas: \u00abRD es la mejor decisi\u00f3n de inversi\u00f3n\u00bb<\/a><\/p>\n<h3 class=\"wp-block-heading has-medium-font-size\"><strong>Riesgos financieros bajo estricto control institucional<\/strong><\/h3>\n<p>Pese al volumen de capital movilizado, los indicadores de calidad se mantienen en niveles excepcionales. La <strong>morosidad<\/strong> se situ\u00f3 en apenas un <strong>0.6 %<\/strong>, cifra que se encuentra por debajo del promedio general del sistema financiero y que ha mostrado una estabilidad constante durante el \u00faltimo lustro.<\/p>\n<p>Para garantizar la resiliencia ante posibles impagos, las entidades han fortalecido sus reservas. Las <strong>provisiones<\/strong> constituidas para la moneda extranjera alcanzaron un impresionante <strong>357.3 %<\/strong> al cierre del periodo.&nbsp;<\/p>\n<p>Esto significa que la banca cuenta con recursos para cubrir m\u00e1s de tres veces el valor de los cr\u00e9ditos vencidos (aquellos con retrasos superiores a 90 d\u00edas), blindando la estabilidad de la intermediaci\u00f3n financiera frente a fluctuaciones externas o incumplimientos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La cartera en divisas cerr\u00f3 el a\u00f1o&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":205442,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[60],"tags":[],"class_list":["post-205441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economicas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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