{"id":328202,"date":"2026-07-14T21:47:31","date_gmt":"2026-07-14T21:47:31","guid":{"rendered":"https:\/\/diariodigitalrd.com\/?p=711201"},"modified":"2026-07-14T21:47:31","modified_gmt":"2026-07-14T21:47:31","slug":"sb-eleva-tope-de-cuentas-basicas-de-ahorro-a-beneficiarios-de-programas-sociales","status":"publish","type":"post","link":"https:\/\/sarmiento24h.com\/?p=328202","title":{"rendered":"SB eleva tope de cuentas b\u00e1sicas de ahorro a beneficiarios de programas sociales"},"content":{"rendered":"<div><img decoding=\"async\" src=\"https:\/\/diariodigitalrd.b-cdn.net\/2026\/07\/SB_0.jpg\" class=\"ff-og-image-inserted\"><\/div>\n<p class=\"wp-block-paragraph\"><strong>La nueva circular de la SB fomenta la inclusi\u00f3n financiera de la poblaci\u00f3n<\/strong><\/p>\n<p class=\"has-drop-cap has-medium-font-size wp-block-paragraph\">En <strong>Santo Domingo<\/strong>, un cambio trascendental en el acceso a los servicios bancarios de ahorro beneficiar\u00e1 directamente a miles de familias de bajos ingresos en el pa\u00eds. La disposici\u00f3n de la Superintendencia de Bancos introduce una nueva modalidad de cuenta b\u00e1sica de ahorro dirigida a los beneficiarios de programas sociales gubernamentales.<\/p>\n<p class=\"wp-block-paragraph\">El supervisor financiero oficializ\u00f3 un incremento hist\u00f3rico en el l\u00edmite de dep\u00f3sitos de las cuentas b\u00e1sicas, elevando el tope de RD$45,000 a RD$75,200 mensuales para combatir la exclusi\u00f3n, facilitar el ahorro y abrir las puertas del sistema formal a los sectores hist\u00f3ricamente desatendidos.<\/p>\n<p class=\"wp-block-paragraph\">La nueva disposici\u00f3n, formalizada mediante la <strong>Circular SB: CSB-REG-2026000014<\/strong>, flexibiliza significativamente los requisitos de apertura vigentes en el mercado.&nbsp;<\/p>\n<p class=\"wp-block-paragraph\">A partir de ahora, los usuarios podr\u00e1n contratar estos productos financieros con balance cero y a trav\u00e9s de canales totalmente digitales, eliminando de forma definitiva las restricciones previas que imped\u00edan a los clientes acceder a este tipo de cuenta de ahorro si ya pose\u00edan otras relaciones activas con las entidades financieras.<\/p>\n<h3 class=\"wp-block-heading has-medium-font-size\"><strong>Protecci\u00f3n a los subsidios sociales<\/strong><\/h3>\n<p class=\"wp-block-paragraph\">Este ajuste normativo tiene un profundo impacto humano, especialmente para las personas de menores ingresos y los beneficiarios de la asistencia que otorga el <strong>Gobierno Dominicano<\/strong>.&nbsp;<\/p>\n<p class=\"wp-block-paragraph\">La regulaci\u00f3n crea una modalidad exclusiva para la recepci\u00f3n de subsidios estatales, estableciendo salvaguardas legales que impiden que estos recursos de libre disposici\u00f3n sean debitados de forma autom\u00e1tica por las instituciones bancarias para compensar deudas u obligaciones financieras previas de los usuarios.<\/p>\n<p class=\"wp-block-paragraph\">Esta reforma estrat\u00e9gica se alinea de forma directa con las metas de desarrollo planteadas en el proyecto nacional <strong>Meta RD 2036<\/strong>, orientado a construir una econom\u00eda mucho m\u00e1s equitativa.&nbsp;<\/p>\n<p class=\"wp-block-paragraph\">Al remover de manera definitiva estas barreras de acceso, el ente supervisor promueve una mayor participaci\u00f3n de los hogares en la banca formal, asegurando que la transformaci\u00f3n digital del sector se traduzca en bienestar social y estabilidad econ\u00f3mica familiar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La nueva circular de la SB fomenta&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":328203,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[59,60],"tags":[],"class_list":["post-328202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-economicas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - 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