{"id":410586,"date":"2026-09-03T00:08:14","date_gmt":"2026-09-03T00:08:14","guid":{"rendered":"https:\/\/diariodigitalrd.com\/?p=717374"},"modified":"2026-09-03T00:08:14","modified_gmt":"2026-09-03T00:08:14","slug":"activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio","status":"publish","type":"post","link":"https:\/\/sarmiento24h.com\/?p=410586","title":{"rendered":"Activos del sistema financiero alcanzan RD 4.47 billones en junio"},"content":{"rendered":"
<\/div>\n

El sistema financiero registr\u00f3 un crecimiento interanual de 12.6 %, seg\u00fan la Superintendencia de Bancos.
<\/h3>\n

SANTO DOMINGO.<\/strong> \u2013 Los activos totales del sistema financiero dominicano<\/strong> alcanzaron RD 4.47 billones en junio de 2026, equivalentes al 56.6 % del Producto Interno Bruto (PIB)<\/strong>, luego de registrar un crecimiento interanual de 12.6 %, inform\u00f3 la Superintendencia de Bancos (SB).<\/p>\n

Los datos est\u00e1n contenidos en el Informe Trimestral de Desempe\u00f1o del Sistema Financiero<\/strong>, publicado por el organismo supervisor, que atribuye la expansi\u00f3n principalmente al comportamiento de las inversiones, seguidas por la cartera de cr\u00e9ditos, los fondos disponibles y otros activos.<\/p>\n

En materia crediticia, la cartera de cr\u00e9ditos<\/strong> mantuvo hasta mayo una trayectoria de crecimiento y alcanz\u00f3 un balance de RD 2.45 billones. Este resultado representa un incremento interanual de RD 201,430 millones.<\/p>\n

La cartera privada en moneda nacional registr\u00f3 un crecimiento real de 4.6 %<\/strong>, impulsado principalmente por los pr\u00e9stamos comerciales, que aumentaron 9.9 %, y los hipotecarios, con un crecimiento de 4.7 %.<\/p>\n

En contraste, los cr\u00e9ditos destinados al consumo presentaron una contracci\u00f3n real de 2.3 %. Las tarjetas de cr\u00e9dito tambi\u00e9n mostraron una desaceleraci\u00f3n significativa, al pasar de un crecimiento de 17.4 % en mayo de 2025 a una variaci\u00f3n negativa de 1 % en mayo de 2026.<\/p>\n

El informe se\u00f1ala adem\u00e1s una reducci\u00f3n en la exposici\u00f3n de la cartera en moneda extranjera. Su participaci\u00f3n disminuy\u00f3 0.6 punto porcentual respecto al a\u00f1o anterior y represent\u00f3 el 22.1 % de la cartera<\/strong> al cierre de mayo.<\/p>\n

Tasas de inter\u00e9s y patrimonio<\/h3>\n

Las tasas de inter\u00e9s promedio ponderadas de la banca m\u00faltiple cerraron junio de 2026 en 13.60 % para las operaciones activas<\/strong> y 7.34 % para las pasivas.<\/p>\n

Por otra parte, el patrimonio t\u00e9cnico ajustado se situ\u00f3 en RD 550,115 millones en mayo, con un crecimiento interanual de 13.4 %. El excedente de capital alcanz\u00f3 RD 252,818 millones, respaldado principalmente por el aumento del capital primario, que represent\u00f3 el 82.7 % del patrimonio t\u00e9cnico.<\/p>\n

La solvencia del sistema financiero<\/strong> se ubic\u00f3 en 18.71 % al cierre de mayo, por encima del m\u00ednimo regulatorio de 10 %. La SB atribuye este resultado al crecimiento del patrimonio t\u00e9cnico, superior al registrado por los activos y contingentes ponderados por riesgo.<\/p>\n

Utilidades aumentan 17.9 %<\/h3>\n

Los resultados financieros tambi\u00e9n reflejaron una evoluci\u00f3n favorable. Las utilidades antes de impuestos acumuladas a junio<\/strong> ascendieron a RD 60,710 millones, para un crecimiento interanual de 17.9 %.<\/p>\n

Mientras tanto, las utilidades netas alcanzaron RD 49,714 millones, equivalentes a un aumento de 15.8 % respecto al mismo per\u00edodo del a\u00f1o anterior.<\/p>\n

Los indicadores de rentabilidad se situaron en 18.31 % sobre el patrimonio (ROE)<\/strong> y 2.30 % sobre los activos (ROA).<\/p>\n

Morosidad se mantiene bajo control<\/h3>\n

La calidad de los activos present\u00f3 igualmente se\u00f1ales favorables. La cartera vencida totaliz\u00f3 RD 46,309 millones, mientras el \u00edndice de morosidad<\/strong> se ubic\u00f3 en 1.89 % y la morosidad estresada en 7.69 %.<\/p>\n

Ambos indicadores se mantuvieron por debajo de los niveles registrados al inicio de 2026.<\/p>\n

El informe de la Superintendencia de Bancos destaca, adem\u00e1s, que el sistema financiero conserva adecuados niveles de cobertura, con provisiones equivalentes al 168 % de la cartera vencida<\/strong>, fortaleciendo la capacidad del sector para afrontar eventuales deterioros de los cr\u00e9ditos.<\/p>\n","protected":false},"excerpt":{"rendered":"

El sistema financiero registr\u00f3 un crecimiento interanual...<\/p>\n","protected":false},"author":1,"featured_media":410587,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[59,60],"tags":[],"class_list":["post-410586","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-economicas"],"yoast_head":"\nActivos del sistema financiero alcanzan RD 4.47 billones en junio - Sarmiento24h<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sarmiento24h.com\/?p=410586\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Activos del sistema financiero alcanzan RD 4.47 billones en junio - Sarmiento24h\" \/>\n<meta property=\"og:description\" content=\"El sistema financiero registr\u00f3 un crecimiento interanual...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sarmiento24h.com\/?p=410586\" \/>\n<meta property=\"og:site_name\" content=\"Sarmiento24h\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/s24hnoticias\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-03T00:08:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/diariodigitalrd.b-cdn.net\/2026\/09\/SB-1200x630.jpeg\" \/>\n<meta name=\"author\" content=\"sarmiento24h@gmail.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@sarmiento24h\" \/>\n<meta name=\"twitter:site\" content=\"@sarmiento24h\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"sarmiento24h@gmail.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586\"},\"author\":{\"name\":\"sarmiento24h@gmail.com\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/person\\\/d653a59725ad629a7e0429af7b939d4d\"},\"headline\":\"Activos del sistema financiero alcanzan RD 4.47 billones en junio\",\"datePublished\":\"2026-09-03T00:08:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586\"},\"wordCount\":511,\"publisher\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg\",\"articleSection\":[\"Actualidad\",\"Economicas\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586\",\"name\":\"Activos del sistema financiero alcanzan RD 4.47 billones en junio - Sarmiento24h\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg\",\"datePublished\":\"2026-09-03T00:08:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#primaryimage\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg\",\"contentUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/?p=410586#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/sarmiento24h.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Activos del sistema financiero alcanzan RD 4.47 billones en junio\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#website\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/\",\"name\":\"Sarmiento24h\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/sarmiento24h.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#organization\",\"name\":\"Sarmiento24h\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/AddText_12-16-10.30.52.jpg\",\"contentUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/AddText_12-16-10.30.52.jpg\",\"width\":1220,\"height\":324,\"caption\":\"Sarmiento24h\"},\"image\":{\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/s24hnoticias\",\"https:\\\/\\\/x.com\\\/sarmiento24h\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/#\\\/schema\\\/person\\\/d653a59725ad629a7e0429af7b939d4d\",\"name\":\"sarmiento24h@gmail.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/litespeed\\\/avatar\\\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1788047690\",\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/litespeed\\\/avatar\\\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1788047690\",\"contentUrl\":\"https:\\\/\\\/sarmiento24h.com\\\/wp-content\\\/litespeed\\\/avatar\\\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1788047690\",\"caption\":\"sarmiento24h@gmail.com\"},\"sameAs\":[\"https:\\\/\\\/sarmiento24h.com\"],\"url\":\"https:\\\/\\\/sarmiento24h.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Activos del sistema financiero alcanzan RD 4.47 billones en junio - Sarmiento24h","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sarmiento24h.com\/?p=410586","og_locale":"es_ES","og_type":"article","og_title":"Activos del sistema financiero alcanzan RD 4.47 billones en junio - Sarmiento24h","og_description":"El sistema financiero registr\u00f3 un crecimiento interanual...","og_url":"https:\/\/sarmiento24h.com\/?p=410586","og_site_name":"Sarmiento24h","article_publisher":"https:\/\/facebook.com\/s24hnoticias","article_published_time":"2026-09-03T00:08:14+00:00","og_image":[{"url":"https:\/\/diariodigitalrd.b-cdn.net\/2026\/09\/SB-1200x630.jpeg","type":"","width":"","height":""}],"author":"sarmiento24h@gmail.com","twitter_card":"summary_large_image","twitter_creator":"@sarmiento24h","twitter_site":"@sarmiento24h","twitter_misc":{"Escrito por":"sarmiento24h@gmail.com","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/sarmiento24h.com\/?p=410586#article","isPartOf":{"@id":"https:\/\/sarmiento24h.com\/?p=410586"},"author":{"name":"sarmiento24h@gmail.com","@id":"https:\/\/sarmiento24h.com\/#\/schema\/person\/d653a59725ad629a7e0429af7b939d4d"},"headline":"Activos del sistema financiero alcanzan RD 4.47 billones en junio","datePublished":"2026-09-03T00:08:14+00:00","mainEntityOfPage":{"@id":"https:\/\/sarmiento24h.com\/?p=410586"},"wordCount":511,"publisher":{"@id":"https:\/\/sarmiento24h.com\/#organization"},"image":{"@id":"https:\/\/sarmiento24h.com\/?p=410586#primaryimage"},"thumbnailUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/09\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg","articleSection":["Actualidad","Economicas"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/sarmiento24h.com\/?p=410586","url":"https:\/\/sarmiento24h.com\/?p=410586","name":"Activos del sistema financiero alcanzan RD 4.47 billones en junio - Sarmiento24h","isPartOf":{"@id":"https:\/\/sarmiento24h.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/sarmiento24h.com\/?p=410586#primaryimage"},"image":{"@id":"https:\/\/sarmiento24h.com\/?p=410586#primaryimage"},"thumbnailUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/09\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg","datePublished":"2026-09-03T00:08:14+00:00","breadcrumb":{"@id":"https:\/\/sarmiento24h.com\/?p=410586#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/sarmiento24h.com\/?p=410586"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sarmiento24h.com\/?p=410586#primaryimage","url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/09\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg","contentUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/09\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/sarmiento24h.com\/?p=410586#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/sarmiento24h.com\/"},{"@type":"ListItem","position":2,"name":"Activos del sistema financiero alcanzan RD 4.47 billones en junio"}]},{"@type":"WebSite","@id":"https:\/\/sarmiento24h.com\/#website","url":"https:\/\/sarmiento24h.com\/","name":"Sarmiento24h","description":"","publisher":{"@id":"https:\/\/sarmiento24h.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sarmiento24h.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/sarmiento24h.com\/#organization","name":"Sarmiento24h","url":"https:\/\/sarmiento24h.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sarmiento24h.com\/#\/schema\/logo\/image\/","url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2025\/12\/AddText_12-16-10.30.52.jpg","contentUrl":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2025\/12\/AddText_12-16-10.30.52.jpg","width":1220,"height":324,"caption":"Sarmiento24h"},"image":{"@id":"https:\/\/sarmiento24h.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/s24hnoticias","https:\/\/x.com\/sarmiento24h"]},{"@type":"Person","@id":"https:\/\/sarmiento24h.com\/#\/schema\/person\/d653a59725ad629a7e0429af7b939d4d","name":"sarmiento24h@gmail.com","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/sarmiento24h.com\/wp-content\/litespeed\/avatar\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1788047690","url":"https:\/\/sarmiento24h.com\/wp-content\/litespeed\/avatar\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1788047690","contentUrl":"https:\/\/sarmiento24h.com\/wp-content\/litespeed\/avatar\/d02cbc4e23c747e6659cd45907173c8f.jpg?ver=1788047690","caption":"sarmiento24h@gmail.com"},"sameAs":["https:\/\/sarmiento24h.com"],"url":"https:\/\/sarmiento24h.com\/?author=1"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/sarmiento24h.com\/wp-content\/uploads\/2026\/09\/activos-del-sistema-financiero-alcanzan-rd-4-47-billones-en-junio.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/posts\/410586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=410586"}],"version-history":[{"count":0,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/posts\/410586\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=\/wp\/v2\/media\/410587"}],"wp:attachment":[{"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=410586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=410586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sarmiento24h.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=410586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}