{"id":536451,"date":"2026-11-12T23:06:47","date_gmt":"2026-11-12T23:06:47","guid":{"rendered":"http:\/\/6af636423ed055070924f4a9"},"modified":"2026-11-12T23:06:47","modified_gmt":"2026-11-12T23:06:47","slug":"la-nueva-app-del-banco-del-bienestar-ya-permite-hacer-transferencias-por-spei","status":"publish","type":"post","link":"https:\/\/sarmiento24h.com\/?p=536451","title":{"rendered":"La nueva app del Banco del Bienestar ya permite hacer transferencias por SPEI"},"content":{"rendered":"<p>El Gobierno de M\u00e9xico present\u00f3 una versi\u00f3n actualizada de la aplicaci\u00f3n m\u00f3vil del Banco del Bienestar. Gracias a esta nueva herramienta, los cerca de 43 millones de beneficiarios de los programas sociales vinculados a la instituci\u00f3n bancaria podr\u00e1n, por primera vez, realizar y recibir transferencias electr\u00f3nicas utilizando \u00fanicamente el n\u00famero de tarjeta, la cuenta CLABE o un n\u00famero de tel\u00e9fono celular.<\/p>\n<p>Durante la presentaci\u00f3n, las autoridades federales explicaron que la nueva aplicaci\u00f3n se alinea con la <a href=\"https:\/\/es.wired.com\/articulos\/la-ley-de-pagos-digitales-debuta-en-mexico-en-medio-de-dudas-sobre-su-constitucionalidad\">Ley de Econom\u00eda Digital para Pagos Digitales<\/a>, normativa que entr\u00f3 en vigor a principios de noviembre y cuyo objetivo es ampliar el uso de herramientas como tarjetas de d\u00e9bito y cr\u00e9dito, transferencias bancarias, domiciliaciones, c\u00f3digos QR y tecnolog\u00eda NFC, tanto en operaciones comerciales como en tr\u00e1mites y servicios gubernamentales.<\/p>\n<hr>\n<div class=\"ContentCardEmbedWrapper-hkvhYu kMYDit content-card-embed content-card-embed--stacked\" data-testid=\"ContentCardEmbedWrapper\" readability=\"21.923875432526\">\n<div class=\"ContentCardEmbedImage-bqahne fjmzkP content-card-embed__image\" data-testid=\"ContentCardEmbedImage\"><span class=\"SpanWrapper-kFnjvc eKnjjD responsive-asset\"><picture class=\"ResponsiveImagePicture-jKunQM gjCCFj responsive-image\"><img decoding=\"async\" alt=\"pagos digitales\" loading=\"lazy\" class=\"ResponsiveImageContainer-dkeESL cQPiWi responsive-image__image\" srcset=\"https:\/\/media.es.wired.com\/photos\/6ac6dc63a08b8dd66198917a\/master\/w_120,c_limit\/efectivo.jpg 120w, https:\/\/media.es.wired.com\/photos\/6ac6dc63a08b8dd66198917a\/master\/w_240,c_limit\/efectivo.jpg 240w, https:\/\/media.es.wired.com\/photos\/6ac6dc63a08b8dd66198917a\/master\/w_320,c_limit\/efectivo.jpg 320w, https:\/\/media.es.wired.com\/photos\/6ac6dc63a08b8dd66198917a\/master\/w_640,c_limit\/efectivo.jpg 640w, https:\/\/media.es.wired.com\/photos\/6ac6dc63a08b8dd66198917a\/master\/w_768,c_limit\/efectivo.jpg 768w\" sizes=\"100vw\" src=\"https:\/\/media.es.wired.com\/photos\/6ac6dc63a08b8dd66198917a\/master\/w_775%2Cc_limit\/efectivo.jpg\"><\/picture><\/span><\/div>\n<div class=\"ContentCardEmbedInfo-buyHWH gWLOee\" readability=\"23.916955017301\">\n<div class=\"BaseText-fEwdHD ContentCardEmbedHed-kDKGDs iUENtL dlHXUJ content-card-embed__hed\" data-testid=\"ContentCardEmbedHed\"><a class=\"BaseLink-haTOKm ContentCardEmbedHedLink-iBZsco ILkR hhUFQU content-card-embed__hed-link link\" href=\"https:\/\/es.wired.com\/articulos\/adios-al-efectivo-que-propone-y-por-que-preocupa-la-nueva-ley-de-pagos-digitales-en-mexico\" data-testid=\"ContentCardEmbedHedLink\">\u00bfAdi\u00f3s al efectivo? Qu\u00e9 propone y por qu\u00e9 preocupa la nueva ley de pagos digitales en M\u00e9xico<\/a><\/div>\n<p>El proyecto de ley busca ampliar la inclusi\u00f3n financiera y digitalizar tr\u00e1mites, servicios y transacciones, aunque la oposici\u00f3n advierte riesgos de exclusi\u00f3n, vigilancia y centralizaci\u00f3n.<\/p>\n<\/div>\n<\/div>\n<hr>\n<p>V\u00edctor Manuel Lamoyi, director general del Banco del Bienestar, explic\u00f3 que <strong>la actualizaci\u00f3n ya est\u00e1 disponible para su descarga gratuita<\/strong> en las tiendas de aplicaciones para iOS y Android. El funcionario precis\u00f3 que, adem\u00e1s de las transferencias interbancarias, la plataforma incorpora nuevas funciones, entre las que destacan:<\/p>\n<ul>\n<li>Consulta de saldos y movimientos en tiempo real.<\/li>\n<li>Notificaciones de operaciones.<\/li>\n<li>Pagos y cobros digitales mediante c\u00f3digos QR o n\u00famero celular.<\/li>\n<li>Localizador para encontrar las sucursales m\u00e1s cercanas al usuario.<\/li>\n<\/ul>\n<h2>\u00bfC\u00f3mo activar y hacer transferencias con la nueva app del Banco del Bienestar?<\/h2>\n<p>Para utilizar la aplicaci\u00f3n, los beneficiarios de programas sociales como la Pensi\u00f3n para el Bienestar de las Personas Adultas Mayores, Mujeres Bienestar y las becas Rita Cetina, entre otros, deber\u00e1n descargarla desde las respectivas tiendas oficiales.<\/p>\n<p>Despu\u00e9s de aceptar los t\u00e9rminos y condiciones de uso, tendr\u00e1n que ingresar un n\u00famero de tel\u00e9fono m\u00f3vil, los 16 d\u00edgitos de su tarjeta bancaria y el NIP que utilizan en los cajeros autom\u00e1ticos. Finalmente, el sistema solicitar\u00e1 crear <strong>una contrase\u00f1a que servir\u00e1 para iniciar sesi\u00f3n cada vez que necesiten acceder a la plataforma.<\/strong><\/p>\n<p>La nueva funci\u00f3n de transferencias electr\u00f3nicas, al igual que ocurre en la mayor\u00eda de los bancos comerciales, opera mediante el Sistema de Pagos Electr\u00f3nicos Interbancarios (SPEI).<\/p>\n<p>Por ello, quienes deseen recibir dep\u00f3sitos deber\u00e1n conocer su n\u00famero de cuenta CLABE interbancaria o, en caso de enviar dinero, solicitar este dato al destinatario para realizar la operaci\u00f3n.<\/p>\n<p>Una vez que cuenten con esa informaci\u00f3n, solo tendr\u00e1n que ingresar a la <em>app<\/em> del Banco del Bienestar, iniciar sesi\u00f3n y seleccionar la opci\u00f3n de <a href=\"https:\/\/es.wired.com\/articulos\/metodos-de-pago-digitales-y-neobancos-en-america-latina\">transferencias por SPEI.<\/a><\/p>\n<p>En algunos casos, el sistema solicitar\u00e1 indicar el banco de destino y el nombre del titular de la cuenta receptora. Despu\u00e9s de especificar el monto y el concepto del env\u00edo, bastar\u00e1 con confirmar la operaci\u00f3n para completar la transferencia.<\/p>\n<p>Las autoridades federales recuerdan que las sucursales del Banco del Bienestar brindan atenci\u00f3n de lunes a viernes, de 09:00 a 16:30 horas. En cambio, los cajeros autom\u00e1ticos, la aplicaci\u00f3n m\u00f3vil y el Centro de Atenci\u00f3n Telef\u00f3nica (800 900 2000) funcionan las 24 horas, los 365 d\u00edas del a\u00f1o.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Gobierno de M\u00e9xico present\u00f3 una versi\u00f3n&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":536452,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[46],"tags":[],"class_list":["post-536451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tecnologia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - 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